At Essential Credit Union, our members have a portfolio of products available to them including deposit and certificate accounts, personal and auto loans, mortgages, as well as an assortment of business accounts and lines of credit.
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Monday – Friday
8:00 a.m. - 5:00 p.m.
Monday – Friday
8:00 a.m. - 5:00 p.m.
Saturday
9:00 a.m. - 12:00 p.m.
Physical Address
2370 Town Center Boulevard
Baton Rouge, LA 70806
Mailing Address
Post Office Box 66278
Baton Rouge, LA 70896
Exceptional Service = Steady Growth
Your savings are safe and secure.
We are your go-to local credit union in Baton Rouge, committed to serving locals and those near Denham Springs, Central, and Zachary. Our Baton Rouge branch was also voted the Best Credit Union in Baton Rouge by the Advocate, highlighting our commitment to our mission and community here in Baton Rouge.
Low-cost, reliable financial services that are backed federally.
Become a member of Essential Credit Union today and see the benefits of banking with a credit union that prioritizes its members.
Whether you have questions or need assistance with your banking needs, we're here to help! To discuss your needs.
Phone: 1-888-369-2207
Chat with our team online!
Email: eservices@essentialcu.org
At Essential Credit Union, our members have a portfolio of products available to them including deposit and certificate accounts, personal and auto loans, mortgages, as well as an assortment of business accounts and lines of credit.
In addition to our branches in Gonzales, Baton Rouge, Plaquemine and Walker, our members have access to their accounts 24/7 with the availability of Online Banking via desktop or mobile app.
Anyone who lives, works, or worships in Essential Credit Union’s service area is eligible for membership. Our service area includes 9 parishes in the Greater Baton Rouge area: Ascension, Livingston, East Baton Rouge, West Baton Rouge, St. Helena, West Feliciana, East Feliciana, New Roads, and Iberville. Our service area also extends into Texas, servicing the Post Offices in the following cities: Pasadena, Deer Park, La Porte, Seabrook, Pearland East, Pearland West, South Houston, Channelview, and Galena Park.
You can apply online by clicking here or you can go to one of our branches located in Baton Rouge, Gonzales, Walker and Plaquemine and apply in-person. All it takes is a $5 minimum deposit to become a member and enjoy all of the products and services Essential Credit Union has to offer.
In addition to our branches in Gonzales, Baton Rouge, Plaquemine and Walker, members can speak to Essential Credit Union representatives via the chat feature on our website, by calling the Contact Center at 1.866.791.4169, or by emailing eservices@essentialcu.org.
As an Essential member, you have expanded access to thousands of ATMs nationwide without being charged any transaction fees! Through the CO-OP Shared Branching and CUliance networks, you can access any ATM in the CU HERE™ ATMs, Shared Branches, MoneyPass ATMs, and Allpoint ATM terminals. To find a surcharge-free ATM, click below!
As an Essential member, you have expanded access to thousands of ATMs nationwide without being charged any transaction fees! Through the CO-OP Shared Branching and CUliance networks, you can access any ATM in the CU HERE™ ATMs, Shared Branches, MoneyPass ATMs, and Allpoint ATM terminals. To find a surcharge-free ATM, click below!