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As a courtesy, you may receive a text message from Essential reminding you your loan payment is late. This service is known as Message Pay. You may receive a text message 1, 5, 10 and 15 days days after your payment due date. With Message Pay you can:
When traveling, please remember to notify Essential to prevent unnecessary blocks on your card. Certain transactions may be blocked due to behavior conflicts on your card, this is for your security. Notifying Essential will make using your VISA Debit Card easier so you can enjoy your traveling experience. Complete a Travel Notification with Online Banking, contact us at 888.369.2207 or email us at eServices@essentialcu.org.
To prevent transactions being denied when using your Credit Card when traveling, please login to the Credit Card Portal.
Scammers use email or text messages to trick you into giving them your personal information. But there are several things you can do to protect yourself.
Phishing emails and text messages may look like they’re from a company you know or trust. They may look like they’re from a bank, a credit card company, a social networking site, an online payment website or app, or an online store.
Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. They may
Your email spam filters may keep many phishing emails out of your inbox. But scammers are always trying to outsmart spam filters, so it’s a good idea to add extra layers of protection.
Here are four steps you can take today to protect yourself from phishing attacks.
If you get an email or a text message that asks you to click on a link or open an attachment, answer this question: Do I have an account with the company or know the person that contacted me?
If you got a phishing email or text message, report it. The information you give can help fight the scammers.