Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow
Earning money, spending and saving are important lessons children learn very early on in life. This session will help guide parents on effective ways to educate children about financial responsibility that can last a lifetime.
Retirement can be a great time for seniors if they are prepared financially. Attendees will learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.
Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home
buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit
reports, debt-to-income ratios, and the mortgage lending process.
Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease;
zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to
have the best car shopping experience possible, while also making wise financing decisions.
Today’s youth generation is tech-savvy and connected Online. However, parents still play an important role in
helping them avoid Online hazards such as identity theft, privacy and cyder-bullying. This workshop covers
important issues including Online privacy tips, managing computer settings, smartphone apps, and positive
Online behavior.
We all have a “money personality” and it has a major impact on our attitudes, relationship with money, and
spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart
money decisions. This session will teach strategies and tactics to decode personality types to gain control over
finances.
This workshop explains key differences between federal and private student loans, and compares eligibility,
interest rates, repayment plans and more. Participants will learn how to choose the option that best suits their
needs.