At Essential Credit Union, our members have a portfolio of products available to them including deposit and certificate accounts, personal and auto loans, mortgages, as well as an assortment of business accounts and lines of credit.
The Credit Union will be closed Thursday, November 28 and Friday, November 29 in observance of the Thanksgiving holiday. See our Holiday Hours.
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Monday - Friday
8:00am - 5:00pm
Saturday
9:00 a.m. - 1:00 p.m.
Physical Address
28645 Walker South Rd
Walker, LA 70785
Mailing Address
Post Office Box 66278
Baton Rouge, LA 70896
Since 1972, Essential Credit Union has been a pillar of the Walker community, serving families for generations.
Your financial well-being is our priority, which is why we offer top-notch financial services at rates that won't break the bank.
Exceptional Service = Steady Growth
Your savings are safe and secure.
Serving locals in Walker and near Livingston, Hammond, and Denham Springs.
Low-cost, reliable financial services.
Put your money where it matters: Join Essential Credit Union!
Unlike traditional banks, our member-owned structure prioritizes your needs. See the difference in banking with a credit union that puts your needs at the heart of everything we do. We prioritize your financial well-being and offer a variety of services to help you reach your goals.
Our friendly representatives are happy to answer any questions you have or help you with your banking needs. Just give us a call at 1-888-369-2207 to discuss your options.
Phone: 1-888-369-2207
Chat with our team online!
Email: eservices@essentialcu.org
At Essential Credit Union, our members have a portfolio of products available to them including deposit and certificate accounts, personal and auto loans, mortgages, as well as an assortment of business accounts and lines of credit.
In addition to our branches in Gonzales, Baton Rouge, Plaquemine and Walker, our members have access to their accounts 24/7 with the availability of Online Banking via desktop or mobile app.
Anyone who lives, works, or worships in Essential Credit Union’s service area is eligible for membership. Our service area includes 9 parishes in the Greater Baton Rouge area: Ascension, Livingston, East Baton Rouge, West Baton Rouge, St. Helena, West Feliciana, East Feliciana, New Roads, and Iberville. Our service area also extends into Texas, servicing the Post Offices in the following cities: Pasadena, Deer Park, La Porte, Seabrook, Pearland East, Pearland West, South Houston, Channelview, and Galena Park.
You can apply online by clicking here or you can go to one of our branches located in Baton Rouge, Gonzales, Walker and Plaquemine and apply in-person. All it takes is a $5 minimum deposit to become a member and enjoy all of the products and services Essential Credit Union has to offer.
In addition to our branches in Gonzales, Baton Rouge, Plaquemine and Walker, members can speak to Essential Credit Union representatives via the chat feature on our website, by calling the Contact Center at 1.866.791.4169, or by emailing eservices@essentialcu.org.
At Essential Credit Union, we understand how important it is to have easy access to your cash. That's why we offer our members surcharge-free ATM withdrawals across the country.
Thanks to our partnerships with networks like Dolphin Network, CO-OP Shared Branching, and CUliance, you can find a fee-free ATM near you wherever you travel.
At Essential Credit Union, we understand how important it is to have easy access to your cash. That's why we offer our members surcharge-free ATM withdrawals across the country.
Thanks to our partnerships with networks like Dolphin Network, CO-OP Shared Branching, and CUliance, you can find a fee-free ATM near you wherever you travel.