At Essential Credit Union, our members have a portfolio of products available to them including deposit and certificate accounts, personal and auto loans, mortgages, as well as an assortment of business accounts and lines of credit.
The Credit Union will be closed Monday, October 14 in observance of Columbus Day. See our Holiday Hours.
Join us for Member Appreciation Day on October 17! Stop by any branch between 10am-2pm for a day of appreciation, treats, and swag. Can't make it? You can still enter online for a chance to enter to win a $200 e-gift card. Check back October 17th for the registration link!
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Monday - Friday
9:00am - 6:00pm
Saturday
9:00 a.m. - 1:00 p.m
Physical Address
1051 North Airline Highway
Gonzales, LA 70737
Mailing Address
Post Office Box 66278
Baton Rouge, LA 70896
Exceptional Service = Steady Growth
Your savings are safe and secure.
Serving locals near Baton Rouge.
Low-cost, reliable financial services.
Become a member of Essential Credit Union today and see the benefits of banking with a credit union that prioritizes its members.
Whether you have questions or need assistance with your banking needs, we're here to help! To discuss your needs.
Phone: 1-888-369-2207
Chat with our team online!
Email: eservices@essentialcu.org
At Essential Credit Union, our members have a portfolio of products available to them including deposit and certificate accounts, personal and auto loans, mortgages, as well as an assortment of business accounts and lines of credit.
In addition to our branches in Gonzales, Baton Rouge, Plaquemine and Walker, our members have access to their accounts 24/7 with the availability of Online Banking via desktop or mobile app.
Anyone who lives, works, or worships in Essential Credit Union’s service area is eligible for membership. Our service area includes 9 parishes in the Greater Baton Rouge area: Ascension, Livingston, East Baton Rouge, West Baton Rouge, St. Helena, West Feliciana, East Feliciana, New Roads, and Iberville. Our service area also extends into Texas, servicing the Post Offices in the following cities: Pasadena, Deer Park, La Porte, Seabrook, Pearland East, Pearland West, South Houston, Channelview, and Galena Park.
You can apply online by clicking here or you can go to one of our branches located in Baton Rouge, Gonzales, Walker and Plaquemine and apply in-person. All it takes is a $5 minimum deposit to become a member and enjoy all of the products and services Essential Credit Union has to offer.
In addition to our branches in Gonzales, Baton Rouge, Plaquemine and Walker, members can speak to Essential Credit Union representatives via the chat feature on our website, by calling the Contact Center at 1.866.791.4169, or by emailing eservices@essentialcu.org.
Easy access to cash is crucial, which is why we offer our members surcharge-free ATM access across the country.
Through partnerships with the Dolphin Network, CO-OP Shared Branching, and CUliance, you can enjoy fee-free withdrawals at thousands of ATMs nationwide.
Find a surcharge-free ATM below!
Easy access to cash is crucial, which is why we offer our members surcharge-free ATM access across the country.
Through partnerships with the Dolphin Network, CO-OP Shared Branching, and CUliance, you can enjoy fee-free withdrawals at thousands of ATMs nationwide.
Find a surcharge-free ATM below!