Lending Protection & Insurance
Payment Protection
Be prepared for all of life's ups and downs by protecting your investments with debt protection products. Essential offers the following products to give you and your family peace of mind:
- Debt Protection
- GAP Insurance (Guaranteed Asset Protection)
- Mechanical Repair Coverage
- Accidentaly Death & Dismemberment (AD&D) Insurance
Mechanical Repair Coverage can help limit covered repair costs—and protect your finances.
With MRC you can enjoy many valuable benefits among which are:
- Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available
on the first day of a covered repair - 24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart,
fluid delivery, flat tire assistance and lock-out service - No out of pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair
Protect yourself from unexpected costly repairs when getting your auto loan – Talk to an Essential representative to find out what Mechanical Repair Coverage plan is right for you.
Econocheck AD&D Insurance
Affordable protection for life's unexpected moments.
Life can change in an instant. EconoCheck® Accidental Death & Dismemberment (AD&D) Insurance helps provide financial protection for you and your loved ones in the event of a covered accident — all at an affordable cost and with simple enrollment.
What is econocheck ad&d insurance?
EconoCheck AD&D Insurance provides a benefit if you suffer a covered accidental death or serious accidental injury, such as loss of a limb, sight, or speech. It’s designed to help ease financial stress during an already difficult time.
This coverage is not life insurance — it specifically protects against accidents, offering peace of mind when the unexpected happens.
Disclosure
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. Unique ID & Copyright
MRC-2341946.3-0521-0623 CUNA Mutual Group ©2021, All Rights Reserved.