Debit Cards

Same day debit cards!

At Essential, you can receive your debit card on the same day you open your checking account.*

Members who stop by a branch and open a personal checking account may receive their free VISA debit card in the same trip! All that's needed is a valid form of ID. Please keep in mind, cards can still be issued via mail if preferred. Your monthly statement (or estatement) will detail all purchases and transactions made with your VISA debit card.

Also, at Essential, rest assured that your funds are protected with Safe Pay & Overdraft Protection.

*Some restrictions may apply. When using your Debit or ATM card at a Essential ATM you are allowed to get up to $500 dollars cash in a 24 hour period. This $500 fraud limit is for the safety of our members in case their card is stolen. Essential does have a $7500 limit on daily transactions, such as purchases made at a retail stores. Daily ATM fraud limitations may be different at other financial institutions' ATMs.