Learn and Earn

Great Grades Pay Off

Earn Cash for Doing Your Best in School.

Hard work deserves to be rewarded. With Essential Credit Union’s Learn & Earn Program, eligible student members can earn money for great grades—just by submitting their semester-end report card.

Earn $5 for every A or equivalent, up to $50 per year.

Learn How to Submit Your Report Card

Turn Great Grades Into Real Rewards

Getting good grades takes commitment. We want to celebrate that effort. With Learn & Earn, eligible Essential members age 18 and younger can earn:

Earn

for every A or equivalent

Up to

$25

each semester

Bonus of

$10

For earning a 3.50 GPA

Up to

$50

total rewards each year

Three Easy Ways to Redeem

Online

Essential members age 13 and older can complete the online redemption form within Online Banking and attach a JPG or PDF copy of their report card.

Members age 12 and younger must have a parent or guardian complete the online redemption form on their behalf.

At a Branch

Bring your report card to any Essential Credit Union branch and redeem your qualifying grades in person.

Branch Locations

By Mail

Download and complete the Learn & Earn redemption form and mail it along with a copy of your report card to:

Essential Credit Union
P.O. Box 66278
Baton Rouge, LA 70896

[Download Redemption Form]

Who Can Participate?

The Learn & Earn Program is available to active Essential Credit Union members age 18 and younger who are enrolled in school.

To qualify:

You must be an active Essential Credit Union member.
You must be 18 years old or younger and enrolled in school.
Rewards are based on semester-end report cards.
Earn $5 for each A or equivalent qualifying grade.
Rewards are limited to $25 per semester and $50 per year.
A 3.50 GPA qualifies for a $10 bonus, subject to the $50 annual program limit.
A semester report card containing a failing grade of F or U is not eligible for participation.
The highest attainable grade on the individual report card’s grading scale will be considered, including A, S (Satisfactory), or O (Outstanding).
Maximum Learn & Earn credits are limited to $500 over the duration of membership.

Important Information for Members Under Age 13

Essential Credit Union complies with the Children’s Online Privacy Protection Act (COPPA), which restricts the collection of personal information online from children under age 13.

For members age 12 and younger, a parent or guardian must complete and submit the online redemption form on the member’s behalf. Members may also visit an Essential Credit Union branch to redeem qualifying grades in person.

Program eligibility, redemption periods, grade requirements, reward limits, and other terms apply. January–May report cards must be submitted in June or July. August–December report cards must be submitted in January or February.