Essential will never request your online banking username, password, or security codes. This information is private and belongs exclusively to you as a member. If you receive a suspicious text from someone pretending to be Essential, do not share your online banking password or any sensitive information. Essential will never ask for or require this information. If you are unsure, please call our Contact Center at 888.369.2207
This site uses cookies to improve your browsing experience. By using the website, you consent to the use of cookies. To learn more about our commitment to protecting your personal information see our Website Privacy Policy Disclosure.
Take the next step towards financial success today with free financial education. Through our partnership with Balance Pro, you have easy access to free financial counseling services and resources.
Balance has a library of financial education resources to help you master your money.
When you apply for a Ready Cash loan, we require you to take one of the following Balance courses.
Each course takes an estimated 30 minutes to complete and every Essential branch is equipped with a computer specifically dedicated for you to utilize for financial education. Go to our Balance page to begin your financial empowerment!