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Earn Guaranteed1 Returns with 4.50% APY2
This limited-time 9-month Certificate Transfer Special offers our best rate exclusively to those who add/open the account online and transfer funds from another financial institution.
1 In order to obtain the advertised rate, members must open and fund the 9-Month Certificate Special online through Essential's website using external funds to fund the account. Dividends are paid quarterly. Early withdrawals are subject to penalty. Upon maturity, certificate will renew at the current rate at the time of renewal. See Truth-in-Savings for more disclosures 2APY = Annual Percentage Yield. 3Federally Insured by NCUA.
This limited-time 9-month Certificate Transfer Special offers our best rate of 4.50% exclusively to those who add/open the account online and transfer funds from another financial institution.
Share Certificates are high-earning accounts that can help you earn a significant rate of return on your hard-earned money1.
1Dividends are paid out either monthly or quarterly. Early withdrawals are subject to penalty. Upon maturity, certificate will renew at the current rate at the time of renewal. See Truth-in-Savings for more disclosures. APY = Annual Percentage Yield. Federally Insured by NCUA.
If you're new to Essential and have not yet established a membership, you will need to do that first. Becoming a member requires a share account and there is a $5 minimum to open a share account (In the credit union world a share account is similar to a savings account).
Once you have established membership, you can then open additional accounts under your membership, such as certificates and even checking accounts.
Thanks for already being a member! The easiest and fastest way to add a share certificate account to your membership is to:
From here, you can open one or multiple share certificate accounts and even transfer the funds instantly.