Savings Accounts in Baton Rouge - Essential Credit Union

Saving is uncomplicated with Essential

Gain interest on your savings with competitive interest rates
Free online banking, mobile banking and telephone banking access to your account 24/7
Set up direct deposit into your savings account
Recieve quarterly mailed statements or get them electronically via free eStatements
Access to thousands of ATMs and branches including CO-OP, Dolphin and CUliance
Savings are federally insured up to at least $250,000

Regular Savings

Your Regular Savings account at Essential establishes your membership/ownership, earns dividends, and gives you the opportunity to build a secure future.

Open a Regular Savings Account

It only takes a $5 minimum deposit to open a Regular Savings account, become a member and earn dividends. This minimum balance of $5 must be maintained to remain a member.

Make saving regularly easier with payroll deduction, direct deposit, or automatic transfer from other Essential accounts.
Conveniently access your savings with your free ATM card issued with an Essential saving account.
Provide overdraft protection for your Essential checking account with your savings!

You can also call us at 1.888.369.2207 or visit us at one of our branches to open an account.

Start-up Savings

Teach your child the value of saving with a Youth Savings Account through Essential!

Your child's Youth Savings account establishes their membership/ownership, earns dividends, and gives them the opportunity to build for their future.

Open a Start-up Savings Account

A $5 minimum deposit is required to open a Youth Savings account and become a member. A minimum balance of $5 must be maintained to remain a member.

Make saving regularly an early habit for the youth in your life.
Manage your savings anytime with Online Banking, 24/7
Quarterly dividends and statements are mailed to you for your records. You can also get your statements electronically via free eStatements
Conveniently access your savings with your free ATM card issued with an Essential savings account.

You can also call us at 1.888.369.2207 or visit us at one of our branches to open an account.

The minor's social security card and birth certificate will need to be present to open the account.

Club Account

If you are saving for something specific, such as a wedding, vacation, tuition, or the holidays, this account is for you. It's easy and fun to watch your Club Account balance grow over the year. It also makes planning and purchasing stress-free! Open your Club Account for only $5 and add to it at your leisure.

Open a Club Account

Receive your Club Account funds in October via account transfer.¹
Grow your club account spending funds through payroll deduction, direct deposit or automatic transfer from other Essential accounts.
Balances with $5 or more earn dividends!

You can also call us at 1.888.369.2207 or visit us at one of our branches to open an account.

¹Your funds can remain in the account. They do not have to be collected in October. However, only 3 withdrawals are allowed per year.

Savings Accounts

Saving is uncomplicated with Essential

Regular Savings

Start-up Savings

Club Account

Special Savings