The Credit Union will be closed Friday, March 29 in observance of Good Friday. See more Holiday Hours.
Beginning March 27, 2024, the Plaquemine branch lobby will undergo renovations, which are expected to last 8 weeks. The lobby will be closed during this time. Please utilize our drive-thru during this time. A temporary on-site trailer is set up to serve as a convenient alternative for any in-person banking needs you may have that cannot be addressed in the drive-thru. Learn More.
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Your Regular Savings account at Essential establishes your membership/ownership, earns dividends, and gives you the opportunity to build a secure future.
Open a Regular Savings Account
It only takes a $5 minimum deposit to open a Regular Savings account, become a member and earn dividends. This minimum balance of $5 must be maintained to remain a member.
You can also call us at 1.888.369.2207 or visit us at one of our branches to open an account.
Teach your child the value of saving with a Youth Savings Account through Essential!
Your child's Youth Savings account establishes their membership/ownership, earns dividends, and gives them the opportunity to build for their future.
Open a Start-up Savings Account
A $5 minimum deposit is required to open a Youth Savings account and become a member. A minimum balance of $5 must be maintained to remain a member.
You can also call us at 1.888.369.2207 or visit us at one of our branches to open an account.
The minor's social security card and birth certificate will need to be present to open the account.
If you are saving for something specific, such as a wedding, vacation, tuition, or the holidays, this account is for you. It's easy and fun to watch your Club Account balance grow over the year. It also makes planning and purchasing stress-free! Open your Club Account for only $5 and add to it at your leisure.
You can also call us at 1.888.369.2207 or visit us at one of our branches to open an account.
1Your funds can remain in the account. They do not have to be collected in October. However, only 3 withdrawals are allowed per year.