Prosperity Accounts
Prosperity Rewards Checking - Senior Checking Account
Best Checking Account for Seniors
At Essential Credit Union, we believe in helping our senior members make the most of their hard-earned money. Our senior checking account members enjoy higher savings rates, fee refunds, and convenient access to your funds.
Key Benefits:
- Direct Deposit Required
A simple, easy way to manage your finances. Your benefits or pension payments are deposited automatically, so you have peace of mind. - ATM Fee Refunds
We’ll refund fees from any ATM you use, so you can access your money anywhere. - No Monthly Maintenance Fees
Keep more of your money with no hidden fees.
Prosperity Savings- Senior Savings Account
Watch Your Savings Grow Faster With High Yield Savings
Our senior savings accounts allow you to maximize your savings! When bundled with our senior checking account (Prosperity Checking), you may qualify for our high yield savings account interest rates. Discover our best interest rates on our senior savings account below:
Interest Rates:
- 4.00% APY on the entire Prosperity Savings balance when a $75,000 minumum balance is maintained
(Must have Prosperity Checking with direct deposit) - Earn Interest Grow your savings with our regular savings interest rate if the $75,000 minumum is not met
Requirements:
- You must have a Prosperity Rewards Checking Account to qualify for the Prosperity Savings Account.
- Your Prosperity Checking Account must have a monthly direct deposit.
*APY=Annual Percentage Yield.
Our Prosperity Checking & Savings Accounts are available at all of our locations including, Baton Rouge, Gonzales, Plaquemine, Walker, and Houston. Contact a branch today to become a member!