Share Certificates - Gonzales

A share certificate is a type of savings account with a fixed term and interest rate. The process is simple:

1. Select Your Term: Choose a term between 3 months to 5 years based on your financial goals and how soon you may need access to the funds.
2. Deposit Your Funds: Open a share certificate with a minimum deposit of $500.
3. Earn Interest: Your deposit will earn a fixed interest rate for the full term of the certificate.

Maturity: When your share certificate matures, you can either withdraw your funds, or roll them over into a new certificate to continue earning interest.

Investing in a share certificate in Gonzales provides several advantages:

• Predictable, Fixed Rates: The fixed interest rate allows you to plan for your future with confidence.
• Higher Interest Rates: You’ll earn a competitive rate of return, much higher than a standard savings account.
• Security for Your Investment: Your share certificate is backed by NCUA insurance, which protects your deposits up to $250,000.
• Customizable Terms: Choose a term that best suits your financial situation, whether you need a short-term solution or a long-term investment.
• Accessible and Flexible: Once the term ends, you can choose to withdraw your funds or reinvest them in a new share certificate.
• No Hidden Fees: There are no monthly maintenance fees with share certificates, allowing your investment to grow without surprise charges.

Essential Credit Union is proud to offer share certificates in Gonzales, providing a safe and reliable way to grow your savings. With flexible terms, competitive rates, and guaranteed returns, share certificates are an excellent investment option for those who prefer stability.

Contact us today to learn more about our share certificates in Gonzales and begin growing your savings with a fixed, predictable return. Visit us at Essential Credit Union’s Share Certificates Page to explore our full range of investment options.