Home Loans in Baton Rouge
The values on this form are for discussion and illustration purposes. This page is not a commitment to lend or extend credit. Your actual rate and term will vary and are dependent upon the applicants’ creditworthiness and the mortgage loan chosen.
Explore Our Home Loan Options
Conventional Home Loans
A solid choice for buyers with strong credit, our conventional home loans offer:
- Lower interest rate options
- Lower closing costs than other lenders
- Greater opportunity for loan approval
- Flexible loan terms up to 30 years
- Loan-to-value financing up to 95%
Use Quick Start to find the right mortgage program for you. Quick Start takes approximately 5 minutes to complete. The full application takes about 25 minutes.
First Time Buyer Home Loans In Baton Rouge
Perfect for first-time buyers, our FHA home loans in Baton Rouge provide:
- No income limits or location restrictions
- Easier credit qualifications
- Financing up to 96.5% of the home’s value
- Minimum credit score of 620
Use Quick Start to find the right mortgage program for you. Quick Start takes approximately 5 minutes to complete. The full application takes about 25 minutes.
100% Financing Home Loan
For those looking to buy a home without a large upfront payment, this option allows:
- No down payment
- Fixed-rate terms for predictable monthly payments
- Loan terms of 15, 20, or 30 years
- Financing available for 100% loan to value
Use Quick Start to find the right mortgage program for you. Quick Start takes approximately 5 minutes to complete. The full application takes about 25 minutes.
VA Loans for Veterans and Active Duty Service Members
We’re proud to offer VA home loans designed to support those who have served. This program includes:
- 100% LTV financing with minimum mortgage insurance
- No income limits or restrictions
- No private mortgage insurance (PMI)
- Expanded qualifying ratios and flexible credit guidelines
- Maximum loan amounts apply
- Do not need to be a first time homebuyer, can be used for new purchases and refinancing
Use Quick Start to find the right mortgage program for you. Quick Start takes approximately 5 minutes to complete. The full application takes about 25 minutes.