As a member of Essential, you are invited to our Annual Meeting. The event will take place Wednesday, March 19th virtually and in-person at the Addis Community Center. Doors open at 6pm and the presentation will begin at 6:30pm. To Register to attend virtually, click here.
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With Essential Credit Union, choosing the right credit card is easier than ever. Whether you’re looking to pay down balances faster, maximize cash back, earn rewards, or start building your credit history, we offer the ideal Visa credit card tailored to your needs.
No matter which Visa credit card you choose, you'll enjoy valuable features designed to enhance your financial flexibility:
Take control of your financial future with a VISA credit card from Essential Credit Union. Whether you’re new to our community or already a valued member, our easy application process is designed to meet your unique needs and help you achieve your financial goals.
If you're new to Essential Credit Union, you'll need to become a member before applying for a VISA credit card. To join, simply open a share account with a minimum deposit of $5—this account functions similarly to a savings account. Once your membership is established, you can easily apply for a VISA credit card through our Online or Mobile Banking platforms.
Thank you for being a valued member of Essential Credit Union! Applying for a VISA credit card is quick and easy through our Online or Mobile Banking. Just follow these steps:
From there, you can complete your application securely and with ease.
Navigating the world of credit cards can be overwhelming, especially when comparing different options to best meet your needs. Below, we’ve answered some of the most pressing questions to help you make an informed decision about applying for a Visa credit card through Essential Credit Union.
You can apply for a Visa credit card online through Essential Credit Union’s website or visit their Baton Rouge branch at 6725 Siegen Lane. The application process is straightforward, and our team is available to assist you every step of the way.
Through online banking, you can apply for a Secured Card, Max Cash Secured Card, College Real Rewards Card, Reserve Rewards+ Card, Travel Rewards+ Card, Max Cash Preferred Card, Everyday Rewards+ Card, and a Platinum Card. The qualifications and terms for each card may be different; sign up for online banking to see which card is right for you!
All Essential Credit Union Visa cards come with EMV smart chip technology for enhanced security, fraud protection, and support for digital wallets like Apple Pay and Google Pay.
If you lose your Visa credit card, contact Essential Credit Union immediately at 1.888.369.2207 to report it. Our team will help you secure your account and issue a replacement card as quickly as possible.
It is important to note and compare important features such as Annual Percentage Rate (APR), credit limit, grace period, and fees. To learn more about what to consider before applying for a credit card, visit our blog!
Getting a Visa Credit Card from Essential Credit Union offers more than just purchasing power—it provides you with a financial tool backed by local expertise and dedicated support. In addition to serving Baton Rouge, we serve the neighboring communities of Central, Baker, and Zachary. Our competitive rates and tailored card options ensure you can choose the card that best fits your lifestyle and goals. Plus, with the added security features and the convenience of digital wallet compatibility, you can manage your finances with confidence.
Join the many satisfied members in Baton Rouge who have trusted Essential Credit Union to meet their credit needs and take the next step towards financial flexibility today.