Home Loans in Houston
The values on this form are for discussion and illustration purposes. This page is not a commitment to lend or extend credit. Your actual rate and term will vary and are dependent upon the applicants’ creditworthiness and the mortgage loan chosen.
Explore Our Home Loan Options
Conventional Home Loans in Houston
For those with strong credit, a conventional home loan in Houston provides:
- Competitive interest rates for long-term savings
- Lower closing costs compared to other lenders
- Loan terms up to 30 years for added flexibility
- Loan-to-value financing up to 95%
If you’re looking for a straightforward mortgage with predictable payments, this could be the perfect fit. Apply in just minutes with our Quick Start application.
First Time Buyer Home Loans In Houston
Taking your first step into homeownership? Our first-time buyer home loans in Houston are designed to help you move forward with confidence:
- No income limits or location restrictions
- Easier credit qualifications
- Financing up to 96.5% of the home’s value
- Minimum credit score of 620
We also offer FHA home loans in Houston, which provide additional support for first-time buyers who need more flexible loan requirements.
100% Financing Home Loans
No down payment? No problem. Our 100% financing option allows you to:
- Buy a home with zero money down
- Lock in a fixed-rate mortgage for predictable monthly payments
- Choose from loan terms of 15, 20, or 30 years
- Finance up to 100% of the home’s value
This is an ideal solution for buyers who want to keep their savings intact while securing a home loan in Houston.
VA Loans for Veterans and Active Duty Service Members
For those who have served, we offer VA loans with unbeatable benefits:
- 100% LTV financing with no private mortgage insurance (PMI)
- No income limits or restrictions—your service is what matters
- Expanded qualifying ratios and flexible credit guidelines
- Options for both new home purchases and refinancing
A VA loan is one of the best ways to secure a home mortgage in Houston with no down payment and exceptional terms.