Plaquemine Checking Account - Essential Credit Union

a female cashier holding a chip card reader as a man is using his checking account card from essential credit union in plaquemine

Explore Our Free Checking Accounts in Plaquemine

Our checking accounts are created with our Plaquemine community in mind—offering local service, low fees, and convenient access. Take a look at what’s available:

Rewards Checking Accounts in Plaquemine

Want to make your money work harder? Our Rewards Checking Account gives you the opportunity to earn high interest and get ATM fee refunds—just by meeting a few simple qualifications.

Account Benefits:

Earn 5.00% APY on balances up to $10,000
Balances over $10,000 earn 0.50% APY
Refunds on ATM fees from other financial institutions (up to $20 per month)
No monthly service fees
Free instant-issue VISA debit card
Free online and mobile banking
Free eStatements

Qualifications:

Make 15 or more debit card purchases per month
Enroll in eStatements

This is one of the best checking accounts in Plaquemine for anyone who wants to earn more while managing their day-to-day spending.

Open Rewards Checking

a man on his laptop setting up his online checking account with essential credit union plaquemine

Simple Checking Accounts in Plaquemine

If you prefer no-frills banking, our Simple Checking Account is the perfect match. It’s straightforward, affordable, and easy to manage—ideal for students, young professionals, or anyone who values simplicity.

Features Include:

No monthly maintenance fees
No minimum balance required
Free online and mobile banking
Free debit card and eStatements

This basic checking account keeps things simple while still giving you the flexibility and security you expect from your local credit union.

Open Simple Checking

a senior couple setting up their checking account in plaquemine

Prosperity Rewards Checking (Senior Account) in Plaquemine

Designed exclusively for seniors, our Prosperity Rewards Checking Account offers extra benefits and peace of mind—so you can focus on enjoying life while we handle the details.

Key Benefits:

Direct deposit required for added convenience
ATM fee refunds
No monthly service fees
Free debit card and eStatements
Opportunity for high yield savings rate when coupled with a Prosperity Savings Account

This checking account is a great choice for seniors who want more from their money.

Learn More about Prosperity Accounts

Why Choose Essential Credit Union for Checking Accounts in Plaquemine?

At Essential Credit Union, we’re committed to putting our members first. Every checking account includes:

No teller or relationship fees
Free online bill pay
Access to thousands of CO-OP and CUliance ATMs and shared branches
Credit Sense to track your credit score
Zelle® for fast, person-to-person payments
Federally insured accounts up to $250,000

Whether you’re in Plaquemine, Addis, or Brusly, our free checking accounts make it easy to bank locally with the tools and support you need.

Rewards Checking Calculator

How much will I earn with Rewards Checking at today’s rates?

Enter your checking account balance:

For one month:

For one year:

^{Calculations are estimated using a 30 day monthly average balance. Actual dividends may vary based on average daily balance and number of days in the month.}

Ready to Open a Checking Account in Plaquemine?

For New Members:

Joining Essential Credit Union is simple! Open a $5 share account to become a member, then choose the checking account that fits your needs. (A share account works just like a savings account.)

For Existing Members:

Already a member? Log into Online or Mobile Banking, click “Apply Now,” and select “Add a New Account.” You can open a checking account, add a share certificate, or transfer funds in minutes.

We’re proud to serve the Plaquemine community with personalized checking accounts that make banking easier, faster, and more rewarding. Contact us today to learn more or open your account with Essential Credit Union.

Checking Accounts in Plaquemine