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Get ready for the holidays with Essential Credit Union's Holiday Loan! Whether it's gifts, travel, or extra seasonal expenses, we’ve got you covered with flexible terms, low rates and 90 Day No Pay. Make your holiday season stress-free—apply today!

• Borrow up to $10,000
• Terms up to 12 months
• Rates as low as 9.50%
• Pay nothing for 90 days!

At Essential Credit Union, we're always striving to provide our members with comprehensive, convenient services. That's why we're excited to introduce Essential Tag and Title! Our new title company offers services with the quick, reliable, and courteous service you've come to expect from Essential Credit Union.

• Vehicle Registration
• Title Transfers
• Tag Renewals and more!

Save time and avoid the hassle by handling all your vehicle documentation needs in one place. 

This holiday season, take a little extra stress off your plate with our Skip-a-Payment option. You can skip your eligible loan payment in December and use that extra cash for holiday shopping, travel, or anything you need. It’s easy, convenient, and available for eligible loans—just another way we’re here to help make your season brighter