Home Page

Make your money work harder for you with our enhanced Money Market Account! Earn 3.30% APY^* on balances over $50,000 and enjoy competitive rates on lower tiers. Whether you’re saving for the future or keeping funds accessible, our Money Market Account offers the flexibility and growth potential you need.

^{*APY=Annual Percentage Yield}

Get ready for the holidays with Essential Credit Union's Holiday Loan! Whether it's gifts, travel, or extra seasonal expenses, we’ve got you covered with flexible terms, low rates and 90 Day No Pay. Make your holiday season stress-free—apply today!

• Borrow up to $10,000
• Terms up to 12 months
• Rates as low as 9.50%
• Pay nothing for 90 days!

At Essential Credit Union, we're always striving to provide our members with comprehensive, convenient services. That's why we're excited to introduce Essential Tag and Title! Our new title company offers services with the quick, reliable, and courteous service you've come to expect from Essential Credit Union.

• Vehicle Registration
• Title Transfers
• Tag Renewals and more!

Save time and avoid the hassle by handling all your vehicle documentation needs in one place.