Business Loans in Baton Rouge - Essential Credit Union

We Have the Commercial Loans to Help Your Business Succeed

At Essential Credit Union, we know that every Baton Rouge business has its unique journey, and we're here to help you take the next step. Whether you’re launching, growing, or just keeping up with everyday needs, we offer flexible business loans designed specifically for Baton Rouge businesses. From competitive rates to a simple application process, our local expertise and personalized loan options give you the support you need.

woman in a suit at a desk with papers and a laptop helping a man and a woman secure a business loan for their business

Commercial Real Estate Loans

Discover Loan Options for Every Baton Rouge Business

No matter your business’s size or industry, our loan options are structured to meet diverse needs—whether it’s a small loan to cover daily expenses or financing for a large-scale project. Explore a few of our popular options below:

Commercial Real Estate Loans in Baton Rouge
Thinking of buying or building your own workspace? Our Commercial Owner-Occupied Real Estate Loans offer the freedom of ownership, so you can control your environment, set rents, and even choose your neighbors if there are additional tenants in the building.
Business Expansion Loans
Ready to expand? Our Business Expansion Loans make it possible for Baton Rouge businesses to open new locations, add products, or increase services. This loan can also support equipment and vehicle purchases to power your growth.

Baton Rouge SBA Loans to Empower Local Small Businesses

At Essential Credit Union, we’re proud to offer small business loans in Baton Rouge through our partnership with the Small Business Administration (SBA), supporting local entrepreneurs with essential financing. With these SBA-backed options, our local small businesses can access funding that’s often hard to find elsewhere. Our range of SBA loans (Small Business Administration) in Baton Rouge includes:

7(a) Loans
Offering up to $5 million for various business needs, backed by a 75% SBA guarantee to support Baton Rouge’s growth.
Express Loans
When time is of the essence, our Express Loans offer a response within 72 hours. These loans or credit lines provide up to $350,000 with a 50% SBA guarantee for added security.

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Micro Loans for Baton Rouge Startups and Small Businesses

Our SSBCI loans in Baton Rouge are ideal for startups and small businesses seeking smaller financing options. Through the SSBCI Micro Lending Program, we provide competitive rates tailored for Baton Rouge businesses with big ideas on a modest budget. Key features include:

Loan amounts ranging from $1,000 to $100,000
Designed specifically for small businesses and startups with 100 or fewer employees

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Where to Apply for Business Loans in Baton Rouge

Starting the business loan application process is easy! You can contact us today to learn more. Our Baton Rouge team is ready to guide you through each step, ensuring a smooth experience from start to finish. For additional support and information on our business loan options, you can call 1.888.369.2207.

Why Choose Essential Credit Union for Your Baton Rouge Business Loan?

At Essential Credit Union, we’re more than just a lender; we’re a partner invested in your success. With competitive rates, flexible terms, and a team dedicated to helping Baton Rouge businesses grow, we’re here to support your goals every step of the way. For personalized assistance, simply reach out through our commercial contact form to explore the best loan options for your business.

Let’s Talk Today!

Reach out by email or call us at 1.888.369.2207 to connect with our Baton Rouge business financing experts. Connect with us today to get started with your business loan!