VISA Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy valuable features.

Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
Mobile purchasing capability for added convenience.
EMV smart chip technology for added security
Cardmember Service available 24 hours a day/365 days per year.
Plus much more!

How to open APPLY FOR A VISA CREDIT CARD

Non-Members

If you're new to Essential and have not yet established a membership, you will need to do that first. Becoming a member requires a share account and there is a $5 minimum to open a share account (In the credit union world a share account is similar to a savings account).

Once you have established membership, you can then apply for a VISA credit card within Online or Mobile Banking.

Apply for Membership

Members

Thanks for already being a member! The easiest and fastest way to add apply for a Visa Credit Card is to do so within Online or Mobile Banking. Just follow these simple steps:

Login to Online or Mobile Banking
Hover over Apply Now
Select Apply for a Credit Card

From here, you can complete the application quick and securely!